Effect of Equipment Credit on the Agricultural Income of Cotton Producers in Mali

In Mali, lack of access to agricultural credit becomes a factor behind low farmer income and even rural poverty. However, is seen as tool increase production well farm income. The objective this research evaluate the effect equipment on cotton producers in Mali. To end, survey was carried out among 400 2019, 127 whom had their applications accepted, compared 273 who not accepted. areas Compagnie Malienne de Développement Textiles (CMDT) Fana Koutiala method analysis estimation instrumental variables multiple regression model credit, implementing Heckman (1979) account for zero profit 16% producers. results econometric estimates show that lead an at 5% threshold are: quantity sold cotton, costs material goods used farm, total area sown, other crops, selling price crops. words, could enable improve by 35%. Equipment entitles farmers use more capital farm. This increases productivity yields, turn income.Based these results, we can make some policy recommendations boost production, crops beneficial andgrant credit.